The current limit for stocks and shares ISAs is £10,200, increased from the previous £7,200, for those aged 50 and over before the end of the current tax year. Investing directly can include investments through shares, corporate bonds and government bonds. This amount decreases to £3,600 for those under. These can often provide you with a more in-depth picture of the investment strategies that are on offer to you, which is key to get right as you can only open one ISA per tax year. One of the main differences between these accounts and the basic cash ISAs is the limit of what can be paid into them; out of the current £10,200 limit, only £5,100 of this can be paid into a cash ISA if you are over 50.
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