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When you do accrue enough points to be able to redeem them against a flight or hotel stay, it can often be the case that your chosen flight or hotel may have a 'quota' of reduced or free seats or rooms, so you might have difficulty in redeeming your hard-earned points when you want to, if the quota has been reached. As the value of points can vary depending on how they are collected or redeemed across all the available schemes, it's difficult to know exactly how much value you may hold in each reward program. As a result, travellers frequently debate how much accumulated points are worth and it is often the case that users need to travel far and often, or spend a great deal of time in a participating hotel in order to accrue enough points to redeem against free or discounted rates in the future. After all, doesn't it make sense to give yourself a little reward in return for all your jet-setting? The Nectar Card, for example, was introduced in the UK by British Petroleum and