Consider paying down your mortgage. Start today check with your employer to see if they offer any early retirement incentive programs. Your chances of making it to age 90 or beyond have never been better; many financial planners now use age 95 as their default life expectancy. Use MSN Money's Plan for your early retirement planning to see if you're on track, and try your calculations using different life expectancies. The Sabols, for example, had equity worth more than $225,000 in their New Jersey home. Boost your retirement contributions. If you still have some cash left over after paying off your other debt and maximizing your retirement contributions, think about getting that mortgage retired before you do.
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